Package Policy


Comprehensive Package Policy for Physician Practices

Physician practice owners have particularly complex insurance needs. Typically, practice owners have one insurance policy that covers them for commercial property, general liability and other business related coverages and a second insurance policy that covers them for medical professional and cyber liability.

Isn’t it about time that an insurance company was able to meet all these needs on one policy?

As an innovator in the insurance market, we are committed to bringing simplified insurance options for physician practice owners. The next phase in this innovation is our PracticePRO+ policy— a single package policy through Aspen Insurance Holdings, LTD that is designed to be a complete, all in one insurance solution for physician practice owners. In addition to medical professional and cyber liability insurance, the PracticePRO+ policy allows you to add coverage for commercial property, general liability and much more.

Commercial Property Coverage for Your Practice

As a physician practice owner, you have property that requires complete protection. PracticePRO+ has you covered. Whether you own your building, own a commercial condo or lease a commercial office space, we have the right set of coverages to meet your practice needs. We can cover you for risk of financial loss to buildings, business personal property and lost income in the event of covered damage to insured property.

Featured Property Coverages
  • Building and business personal property, including tenant betterments and improvements
  • Business Income on an Actual Loss Sustained basis
  • Electronic Equipment and Equipment Breakdown coverage
  • Ordinance or Law
  • Patient records and account receivables

Commercial Liability Coverages

Physician practice owners also face a number of liability exposures common to most businesses such as premises liability (slip and fall), advertising liability, non-owned and hired auto and employment practices liability. PracticePRO+ enables you to meet these needs and more on one policy.

General Liability Coverage

Protection for bodily injury and property damage to others due to an accident on your premises.

  • Water and Fire Legal Liability Insurance Coverage
  • Personal & Advertising Injury Insurance Coverage
  • Medical Payments Coverage
  • Medical Waste Defense Coverage
  • Non-owned or Hired Automobile Liability Insurance Coverage

Employment Practices Liability Coverage (EPLI)

Coverage for liability stemming from allegations of employee discrimination, harassment, wrongful termination, and third party issues.

Employee Benefits and ERISA Fiduciary Liability Coverage

Coverage for liability associated with the administration of employee benefit plans including ERISA retirement plans.

Ease and Convenience

PracticePRO+ policies are completely customizable to fit the needs of your particular practice circumstances. We also make payment processing easy. Customers can choose from a variety of interest free payment plans and additional discounts are available in most states when payment is made via electronic checking (ACH).

The PracticePRO+ policy replaces two policies with the ease and convenience of one policy. One policy means simplified billing, easy renewal processing and a single point of contact for claims handling.

Learn what PracticePRO+ can do for you. Request a quote and one of our agents will be in contact with you within 1 business day.
Learn what PracticePRO+ can do for you. Request a quote and one of our agents will be in contact with you within 1 business day.