Medical Professional Liability

PracticePROsm

Medical Professional and Cyber Liability Insurance Policy

PracticePRO is a claims-made and reported medical professional and cyber liability insurance product created for today’s physician practices. PracticePRO delivers all of the coverage features you’ve come to expect including defense outside of limits, incident sensitive coverage trigger, consent to settle (where allowed), defense for medical board complaints plus much more. PracticePRO’s comprehensive coverage is paired with numerous risk management benefits and an aggressive defense aimed at protecting your professional reputation. We offer a variety of credits/discounts designed to secure savings that you can use and count on today. Our focus is on securing benefits for you now, when you need them most.

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Medical Professional Liability Highlights

Defense costs outside of limits of liability.
Incident sensitive claims reporting coverage trigger.
Full consent to settle with the insured (where allowed).
Defense coverage for medical board complaints.

Planning for Retirement

PracticePRO extends a free, unlimited reporting period in the event of death, disability or permanent retirement from the practice of medicine if the retiring practitioner has been with us for at least ONE year and has prior acts period of at least sixty months at the time of retirement.

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Credits / Discounts

Loss Free Credits
Credit given for the period of time you have practiced without a loss (indemnity payment).
Renewal (Loyalty) Discount
We reward you for staying loyal to us. Discounts are available for policyholders who renew with us.
Group Size Credits
Depending on the size of your group practice, additional discounts may be available.
Part-Time Rates
If you practice less than 20 hours per week, you may be eligible for a reduced premium.
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E-MD / Medefense Plus

A key component of PracticePRO is our E-MD / MEDEFENSE PLUS coverage endorsement. This is a cyber liability and billing errors and omissions solution with built-in coverages for a number of exposures that health care providers face on a daily basis. Limits up to $50,000 per claim (where available).

Learn what PracticePRO can do for you. Request a quote and one of our agents will be in contact with you within 1 business day.
Learn what PracticePRO can do for you. Request a quote and one of our agents will be in contact with you within 1 business day.